Payment examples above are based on 14.00% APR borrowed for 72 month term. Your actual payment and rate may vary. APR = Annual Percentage Rate. See credit union for your qualifying rate and term.

Guidelines: Reliable Rides Program is good for loan amounts up to $20,000 with a maximum loan-to-value of 115% including title, tax, tags and add-ons. Maximum term of 72 months. Includes vehicles up to 7 model years old with mileage up to 75,000 miles. Must be purchased from Enterprise Car Sales.

Qualifications: Purchaser must be at least 18 years of age and attend a financial and auto maintenance education workshop. Must be in current job for a minimum of one year and must have proof of gross monthly income of at least $2,000 or have a qualified co-signer. Debt to income ratio must be no more than 40%, and monthly payment is not to exceed 15% of gross income. Proof of insurance required before funding. Purchaser must have established direct deposit at PAFCU and automatic payments set up. No repossessions in the last 12 months.

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