ALERT! We are seeing an increase in scam text messages and phone calls impersonating Peoples Advantage employees. DO NOT click on a link you don't trust!

ALERT! We are seeing an increase in scam text messages and phone calls impersonating Peoples Advantage employees. DO NOT click on a link you don't trust!

Checking

Choose an account to fit your lifestyle

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Peoples Advantage Federal Credit Union, offers three checking account options - Basic, Rewards and Fresh Start Checking. All three accounts come with a Visa® Debit Card that is safer than carrying around your hard-earned cash. Choose which checking account is right for you!

Membership Advantages

Choose A Checking Account That Fits Your Lifestyle:

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Basic Checking Account

Our Basic Checking Account is our hassle-free checking account option with no insufficient funds fees, monthly fees or minimum balance requirements, and other great checking account perks, such as access to our extended ATM network!

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Rewards Checking Account

Our Rewards Checking Account is our more robust and effortless checking account product with rewards program for everyday spending, access to Courtesy Pay, and other benefits, including a loan discount!

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Fresh Start Checking Account

Our Fresh Start Checking Account is our second chance checking account. Rebuild financial footing with access to a hassle-free checking account to help you get back on track.

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Say goodbye to NSF fees!

Peoples Advantage FCU is committed to empowering your financial journey by eliminating non-sufficient funds (NSF) fees on checking accounts. Enjoy peace of mind as you manage your finances without the worry of unexpected fees.

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Introducing "Round Up"

When members enroll in Peoples Advantage’s "Round Up" Program, be amazed at the savings that can build with spare change. At the end of the day, we round purchases to the closest dollar amount and put the rounded change into a savings account to build savings. Contact us to enroll.

Contact Us
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Visa® Debit Cards

All Peoples Advantage FCU checking accounts receive an instant-issued debit card. With your debit card, you have access to digital wallets, including Apple Pay and Google Pay, for added convenience and a secure payment method. Adding digital wallet is easy. First, quickly update your phone and find your Apple or Google Wallet App. 1. Open the app, hit the + button in the upper right-hand corner, and follow the prompts. 2. There are two ways to add your card: by taking a picture or manually entering your information. 3. Your card will appear here and is ready to be used anywhere Apple or Google Pay is accepted.

CDFI (Community Development Financial Institution):

We're proud to be a Community Development Financial Institution (CDFI) credit union and take a holistic approach to banking and lending. Our mission is to enable the underserved, unbanked, and those without credit history to build and fulfill their dreams. We go beyond traditional lending criteria, prioritizing our relationship with each member. Being a CDFI means we offer more than just products and financial literacy – we provide personalized solutions and support to help you thrive. Experience the difference at Peoples Advantage FCU and unlock a brighter financial future. As a CDFI, we work to provide financial services for savings and lending for people living in lower-income designated areas. Banking and finances can be tricky for people when there is little access to affordable banking.

Always with you.

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