ALERT! We are seeing an increase in scam text messages and phone calls impersonating Peoples Advantage employees. DO NOT click on a link you don't trust!

ALERT! We are seeing an increase in scam text messages and phone calls impersonating Peoples Advantage employees. DO NOT click on a link you don't trust!

Auto Loans

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At People Advantage, we provide a laid-back and tailored banking experience, offering flexible auto loan solutions for the purchase of new or used cars, trucks, and SUVs. If you're considering refinancing your auto loan, our SWAP & DROP loan program can secure you a better rate. Explore our additional services, including assistance in finding affordable auto insurance, GAP coverage, and extended warranty options to safeguard against unexpected car maintenance or expenses not covered by insurance in case of a total loss

young woman buying a car

AUTO LOANS

At People Advantage, we offer a casual and personalized banking experience with flexible auto loan options for purchasing a new or used car, truck, or SUV. Interested in refinancing your auto loan? We can get you a better rate when you refinance with our SWAP & DROP loan program. We also offer support for finding affordable auto insurance, GAP coverage, and extended warranty options for your Peoples Advantage auto loan to protect you from unexpected car maintenance or to cover the cost insurance does not cover if your car is totaled. With a Peoples Advantage auto loan, you gain complimentary access to mobile and online banking*, as well as the convenience of checking and savings accounts. Embrace the mobile lifestyle – make your auto loan payments on the fly through our user-friendly mobile banking app.

Experience a personalized banking journey with Peoples Advantage auto loans, where our member advocates assist in managing your debt leveraging the equity of your auto loan purchase. Benefit from our established relationships with trusted auto dealers to guide you in finding the perfect vehicle for you and your family.

A Peoples Advantage auto loan comes with free mobile and online banking*, and access to checking and savings accounts. Life is mobile and so is banking with us. Make your auto loan payment on the go with our mobile banking app.

Auto loans at Peoples Advantage offer a personalized banking experience where our member advocates help you manage your debt with the equity of your auto loan purchase. We also have trusted auto dealer relationships to help you find the right car for you and your family.

Auto Loan Options

Swap & Drop Refinance

Is your auto loan leaving your wallet on empty? Peoples Advantage, you may qualify to take 1% off your auto loan rate when you refinance your auto loan with our SWAP & DROP loan program. Save more for the road ahead!

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Reliable Rides

Empowering members is our mission. The Peoples Advantage Reliable Rides Program is designed for members with less-than-perfect credit, giving them the opportunity to purchase an affordable, reliable vehicle with an affordable auto loan rate.

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AUTO PROTECTION

At Peoples Advantage, we want to protect you, our member! We have established partnerships with great companies to support you in the auto buying and owning experience. This is part of the Peoples Advantage and one of the many perks of membership.

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QUESTIONS

TRUSTAGE AUTO INSURANCE

Having trouble finding affordable auto insurance? At Peoples Advantage, we have an affordable option for you. Save up to $509* on car insurance with discounted auto insurance for Peoples Advantage members. *The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

Start your engine on your new auto loan with membership perks:

  • Free financial education

  • First-Time Auto Buyer Program

  • E-Statement and E-notices for banking on the go

  • Rate discounts available

  • Refinance for auto repairs

  • Low competitive rates

  • Finance up to 100% of the purchase price

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VIEW OUR RATES

*Messaging and data rates may apply through your mobile and/or internet provider.

AUTO RESOURCES

Start your engines.

CDFI (Community Development Financial Institution):

We're proud to be a Community Development Financial Institution (CDFI) credit union and take a holistic approach to banking and lending. Our mission is to enable the underserved, unbanked, and those without credit history to build and fulfill their dreams. We go beyond traditional lending criteria, prioritizing our relationship with each member. Being a CDFI means we offer more than just products and financial literacy – we provide personalized solutions and support to help you thrive. Experience the difference at Peoples Advantage FCU and unlock a brighter financial future. As a CDFI, we work to provide financial services for savings and lending for people living in lower-income designated areas. Banking and finances can be tricky for people when there is little access to affordable banking.

Always with you.

Download our mobile apps for free today for iOS or Android.