Checking

Standard Checking
How would you like to earn free gift cards throughout the year for using your debit card? Why just spend your cash when you can earn valuable rewards while using your debit card! All of our checking accounts come with reward debit cards! But that’s not all our checking accounts have to offer!

Advantages:

  • No monthly minimum balance required
  • Low $25 Opening Deposit
  • No monthly maintenance fee
  • No cost, 24-hour access to Internet Banking
  • Free Online Bill Pay
  • Free E-statement, E-notices
  • Customized account alerts
  • Dividends paid on balances over $1,000.00
  • Overdraw your account? Courtesy Pay may be the answer (Based on approval)
  • Free VISA Debit Card with rewards
  • Overdraft Protection*
  • Free access to over 300,000 ATMS worldwide.
  • Free Mobile App - Life is mobile, so are we!
  • Remote Check Deposit* - Deposit your checks conveniently on your smartphone
  • We don’t charge to see our members, we LOVE to see you! Come visit as often as you’d like with Unlimited Teller Transactions
  • Get access to money faster with direct deposit
  • *Restrictions may apply

Fresh Start Checking
Every person deserves a fresh start, and we are excited you have chosen us!  The Fresh Start checking is designed for members who have experienced a financial hardship in the past. Our goal is to provide members the convenience of a checking account with minimal fees.

Advantages:

  • No monthly minimum balance required
  • $50 opening deposit
  • Low monthly maintenance fee
  • No cost, 24-hour access to Internet Banking
  • Free Online Bill Pay
  • Free E-statement, E-notices & Account Alerts
  • Your money makes you money with dividends paid on balances over $1,000.00
  • Free VISA Debit Card with rewards
  • Overdraft Protection*
  • Free access to over 300,000 ATMS worldwide.
  • Life is mobile, so are we! Free Mobile App
  • We don’t charge to see our members, we LOVE to see you! Come visit as often as you’d like with Unlimited Teller Transactions
  • Get access to money faster with direct deposit

Visa Account Updater

Visa Account Updater (VAU)

Visa Account Updater (VAU) is a free service that is automatically provided to you as a Peoples Advantage Federal Credit Union Card holder. For your convenience, any time you are issued a new card, whether due to card expiration; being lost or stolen; compromised; closed or upgraded, your new card information will be shared with any/all participating merchants who keep your card on file for automatic billing. Because merchants are not required to participate in VAU, you should still contact each one to verify
that they received your updated information. You are able to opt out of VAU at any time, however you are only able to opt out at the card level. This means that each time you are issued a new card for any reason, you will need to sign a new opt out form in order to prevent the new card from being automatically enrolled.

You have the right to change your decision at any time.  If you would like to opt out, please contact the credit union at 804-748-3081 ext. 723

 

**Cell phone carriers and providers may charge fees. PAFCU does not charge to download the application.

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UChoose Rewards
Where our mission is to enable the underserved, unbanked, and no credit population to build and fulfill dreams by taking the Peoples "Advantage".