When you want your money to grow the most possible, a certificate is what you may be looking for! PAFCU offers certificates of deposit that range from 6 months to 5 years. PAFCU understands that members have different savings needs. Some prefer short-term maturity while others prefer to deposit funds for a longer term to take advantage of higher dividends. PAFCU Certificates of Deposit provide a wonderful way to maximize dividends while investing funds for a fixed period of time.