THE FUTURE IS WAITING
LET'S SAVE FOR IT
Accounts

Whether your goals are short term or long term, we’re here to help you find a way to afford it! We keep your money safe and help you earn more.

DON’T LET EXPENSES CATCH UP TO YOU.
USE THE PAYDAY CERTIFICATE

Use your tax return to pay yourself throughout the year!

Tax Refund

INVEST YOUR TAX RETURN

Month 3

SUMMER PAYDAY!

Month 6

FALL PAYDAY!

Month 9

WINTER PAYDAY!
Account Advantages
SAVINGS
ACCOUNT
Your initial $5 deposit makes you part ownership in the credit union and allows you to take full advantage of all the great products and services.
  • Make money on your money! Deposit $500 or more and receive dividends
  • Makes you eligible to take advantage of all the other services
  • Limited to 6 automatic withdrawals and transfers per month
  • View Rates
Money
Market
Why settle for the dividend rate on the savings account? Have your money make more money!! With a low initial deposit of $2,000, our Money Market Accounts are a great way to earn more without losing your liquidity.
  • Tiered Rates starting at $2,000
  • Up to 6 withdrawals per month
  • View Rates
Share
Certificate
When you want to make the most of your money, PAFCU offers certificates of deposit that range from 6 months to 5 years.
  • Earn at a higher rate than our Share Savings or Money Market accounts
  • Fixed-rate returns for the length of your certificate
  • Higher rates on longer term share certificates
  • View Rates
Youth Accounts

Kids Are Terric Savers (KATS)! That's why we created a special KATS account designed for children under the age of 18. Stay connected with online banking!

KAT Certificate

We have a KAT's certificate, which only requires a $100.00 minimum balance to open. These accounts have been specially designed to teach children the importance of saving and managing money at an early age.

What is required to open a KATS account?
  • Parent/guardians valid picture Identication card
  • Parent/guardians social security card
  • Child's social security card
  • $5.00 Share deposit
Save To Win

Save To Win

Helping credit union members save money and build wealth is a cornerstone of the credit union social mission. No matter what you are saving for, every time a credit union member makes a $25 deposit into their Save to Win account, they’re entered into a drawing to win cash prizes! For every deposit growth of $25 into your Save to Win account, you will be entered to win the national prize of $5,000 quarterly and entered into PAFCU’s quarterly prize of $500. Here is how to get started:

  • Visit a PAFCU branch, email us at Info@peoplesadvfcu.org, or call us at 804.748.3081.
  • Open a 12-month Save to Win share certificate with at least $25. This will be your first entry into that month’s drawing as well as additional drawings throughout the year.
  • Make deposits into your share certificate each month. Every $25 deposit earns you an entry into the drawings, up to 10 prize entries per month.
  • Prizes ranging from $25 to $5,000 will be awarded monthly and quarterly. For a complete list of prizes click here.

When you Save to Win, you not only get a chance at winning $5,000 each quarter, but you walk away with the deposits you made over the year – plus interest. A definite win-win situation!

All accounts are subject to final approval.


If you are interested in opening a Certificate of Deposit or have questions, please provide us your contact information below. A Member Service Agent will contact you as soon as possible.